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Home > Blog > Pan American Insurance Blog Page 3
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Pan American Insurance Blog Page 3

View the latest blog posts from Pan American Insurance.

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Monday, January 17, 2022

Are There Different Types of RV Insurance Policies?

With multiple types of recreational vehicles, it is no wonder that there are also different policies available to suit your specific needs. Knowing the class of your vehicle can help you find the right policy.  For example, travel trailers and pop-up trailers are mostly used for fun and thus may cost less to insure than an RV used for full time living. READ MORE >>

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Monday, December 20, 2021

Why Motorcycle Insurance Rates Increase

If you buy motorcycle insurance, then you have to pay for it. Your agent will inform you of your premium at the time you buy your plan. However, each time that you renew your policy later, you might see your rates increase or decrease.  Higher insurance rates are inconvenient for everyone. READ MORE >>

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Friday, December 3, 2021

Structure Coverage for Flood Insurance

Any home could flood, and those who live in areas that are particularly at risk of these disasters will often have to purchase a flood insurance policy. By contrast, their standard homeowners insurance will not cover their losses in most cases.  READ MORE >>

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Tuesday, November 23, 2021

Misconceptions About Renters Insurance

Contrary to popular belief, renters insurance isn't anything new. It's been around for a while now and many tenants have it. Misconceptions about renters insurance still linger, and we would like to clear up some of the confusion.   READ MORE >>

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Tuesday, November 2, 2021

5 Types of Insurance You Should Have for Your Small Business

As a business owner, it is critically important to be fully and properly covered by insurance to protect your business and its assets. There are a lot of different types of business insurance policies to choose from but below are the five most essential.  1. General Liability Insurance  READ MORE >>

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Wednesday, October 20, 2021

Do I Need Endorsements on My Home Insurance Policy?

Your home is an important staple and your life, which is why it is so important to keep it—and everything in it—protected with the right home insurance policy. Unfortunately, not all home insurance policies are created equal, and many homeowners end up paying too much for policies that aren’t tailored to fit their home. READ MORE >>

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Wednesday, October 6, 2021

The Risks of Driving Without Insurance

If the police have ever pulled you over, they have likely asked for proof of auto insurance. However, if you didn’t have auto insurance, you might have found yourself in hot water.  Driving without auto insurance is against the law for most drivers in most states. READ MORE >>

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Thursday, September 23, 2021

Improving Your Motorcycle Habits

Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do.   If you receive charges while on your motorcycle, those will show up driving record. READ MORE >>

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Thursday, September 2, 2021

Understanding Flood Insurance Exclusions

Flood insurance is an optional coverage designed to protect your home and belongings in case of a flood. You can often add this insurance to your home, renters or business insurance policy since floods are typically excluded from basic coverages.  Unfortunately, even flood insurance won’t cover all water damage you may suffer. READ MORE >>

Tuesday, August 24, 2021

What Is A Surety Bond?

A surety bond refers to a contract formed between three parties. The three parties are the principal, the surety, and the obligee. The purpose of a surety bond is confirmation of the surety's responsibility to ensure that the principal will behave in accordance with the bond's terms. READ MORE >>

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