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Home > Blog > Pan American Insurance Blog: business owners
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Pan American Insurance Blog: business owners

View the latest blog posts from Pan American Insurance.

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Wednesday, March 25, 2020

Who is Not Eligible for a Business Owners Policy?

When you’re looking for commercial insurance for your business, you’ll come across insurance agencies offering several different packages. These packages are designed to bundle commercial insurance for a cheaper rate than purchasing individual policies. One of these packages is a business owners policy, or a BOP. READ MORE >>

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Thursday, August 29, 2019

The Liability Coverage Within BOPs

All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>

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Thursday, June 27, 2019

Do Offsite Injuries Qualify for Workers Compensation?

Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>

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Monday, October 23, 2017

Steps to Recovering After a Flood at Your Business

Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. READ MORE >>

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Wednesday, August 9, 2017

4 Questions to Ask About Your Commercial Auto Insurance

As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. READ MORE >>

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Friday, May 19, 2017

How to Assess Risk for Your New, Small Business

Opening the doors to your new business is an exciting time. It takes a great deal of preparation and investment to get to this point, no matter what type of business you have. Every month, more than 543,000 new U.S. businesses open their doors, according to Forbes.com. However, many small businesses shut down in their first year. READ MORE >>

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Friday, March 24, 2017

Buying and Paying for a Surety Bond

As a business, you want to cover all your assets appropriately. Good customer service matters, and anyone wants to provide clients with top-notch results. However, sometimes things happen. A business may fail to complete an assignment that is has contractually promised. READ MORE >>

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Monday, December 19, 2016

5 Reasons You Need Umbrella Insurance

Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. READ MORE >>

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Friday, July 22, 2016

Matching Business Size with the Right Business Insurance

Business insurance grows with you, or at least it should. This type of insurance coverage is like any other. You select a policy that seems to fit the level of risk your business faces. The policy kicks in and provides financial support to you when you need it up to the limit that is listed on the policy. READ MORE >>

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Wednesday, February 24, 2016

Minimizing Disruption with Disaster Planning

Something happened and your business property is now damaged. It's going to take time to get your company back up and running again. You know your commercial property insurance is there to help cover the costs, but where do you begin? How do you pull together all of what needs to be done to get your company's doors open again as quickly as possible? READ MORE >>

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