Wednesday, September 28, 2022When a non-profit hires, those employees bring risks into the business. They may face damage risks to their person, or pose damage risks to other people or their property. Non-profits must comprehensively analyze all levels of employees, and then insure them accordingly. What Employees Need Insurance Coverage? READ MORE >>
Tuesday, April 12, 2022You operate a business. It may be construction-related. It could be an electrical or plumbing business. Your job is to protect your employees from exposure to risks. Asbestos is one of the biggest exposure risks. If exposure to asbestos occurs, your employees may face significant health challenges. READ MORE >>
Tuesday, November 2, 2021As a business owner, it is critically important to be fully and properly covered by insurance to protect your business and its assets. There are a lot of different types of business insurance policies to choose from but below are the five most essential. 1. General Liability Insurance READ MORE >>
Wednesday, March 25, 2020When you’re looking for commercial insurance for your business, you’ll come across insurance agencies offering several different packages. These packages are designed to bundle commercial insurance for a cheaper rate than purchasing individual policies. One of these packages is a business owners policy, or a BOP. READ MORE >>
Friday, November 15, 2019A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. READ MORE >>
Saturday, September 7, 2019You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. READ MORE >>
Thursday, August 29, 2019All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>
Tuesday, July 16, 2019There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>
Thursday, June 27, 2019Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>
Monday, October 23, 2017Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. READ MORE >>
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