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Home > Blog > Pan American Insurance Blog: commercial
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Pan American Insurance Blog: commercial

View the latest blog posts from Pan American Insurance.

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Tuesday, January 17, 2023

How to File a Commercial Auto Insurance Claim

Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. READ MORE >>

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Thursday, July 15, 2021

Factors Affecting Your Trucking Insurance Costs

As a dump truck driver, you may haul anything from junk to the junk yard, to marketable commodities to construction sites and other properties. You have to protect your vehicle, the cargo, your business and yourself. That’s why you need trucking insurance. READ MORE >>

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Tuesday, May 12, 2020

Does Commercial Property Insurance Cover Foundations?

Commercial property insurance provides coverage for business property from a range of dangers, such as fire, wind, hail, theft and vandalism. As with most policies, however, commercial property insurance has its limits. There are some incidents and items that are not covered—including a building’s foundation. READ MORE >>

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Friday, December 20, 2019

Commercial Auto Insurance: What Qualifies as a Commercial Vehicle?

Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or accident. READ MORE >>

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Saturday, September 7, 2019

Commercial Property Insurance for Theft

You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. READ MORE >>

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Thursday, August 29, 2019

The Liability Coverage Within BOPs

All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>

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Tuesday, July 16, 2019

Property Damage Liability Insurance in Business Coverage

There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>

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Thursday, June 27, 2019

Do Offsite Injuries Qualify for Workers Compensation?

Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>

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Monday, January 15, 2018

Commercial Insurance — Why It’s So Important

Commercial insurance is a must for business owners in the State of Texas. There are three main types of insurance under the umbrella of commercial insurance: property, liability, and workers’ compensation. These three types of insurance work in tandem to provide business owners, employees and clients alike with the peace of mind they deserve. READ MORE >>

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Monday, October 23, 2017

Steps to Recovering After a Flood at Your Business

Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. READ MORE >>

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