Wednesday, May 10, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Monday, March 6, 2023Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage READ MORE >>
Friday, October 7, 2022While floods can happen unexpectedly, they can often be predicted as well. And if flooding or heavy rainfall is predicted near your home, it gives you the chance to prepare in advance so you can minimize the loss that occurs as a result. READ MORE >>
Monday, September 12, 2022Many people think that since they do not live near an ocean or reside within a defined flood zone, they are safe from rising waters. However, because of how common flooding can be, it’s important for every household to consider the protection of flood insurance. READ MORE >>
Tuesday, May 17, 2022Many homeowners think that if they have home insurance, they’re covered against any and all damages. However, it’s important to understand what flood insurance can do for you—as well as its limitations—in order to determine if it’s worthwhile to add this coverage to your personal insurance portfolio. READ MORE >>
Friday, December 3, 2021Any home could flood, and those who live in areas that are particularly at risk of these disasters will often have to purchase a flood insurance policy. By contrast, their standard homeowners insurance will not cover their losses in most cases. READ MORE >>
Thursday, September 2, 2021Flood insurance is an optional coverage designed to protect your home and belongings in case of a flood. You can often add this insurance to your home, renters or business insurance policy since floods are typically excluded from basic coverages. Unfortunately, even flood insurance won’t cover all water damage you may suffer. READ MORE >>
Wednesday, April 24, 2019El Paso isn’t close to the Atlantic Ocean. It doesn’t lie in a particularly flat area, either. However, just because you might not think the terrain is high-risk, there is still a flood threat in the area. So, if you plan to buy a home, you might find out you need flood insurance? Why is this? READ MORE >>
Monday, October 23, 2017Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. READ MORE >>
Monday, May 4, 2015Numerous myths exist regarding home insurance policies. Unfortunately, these misleading myths can deter people from acquiring the coverage they actually need. Homeowners often assume they are adequately covered, only to find out they had incorrect information. By the time they learn the truth, it may be too late. READ MORE >>
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