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Home > Blog > Pan American Insurance Blog: home insurance
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Pan American Insurance Blog: home insurance

View the latest blog posts from Pan American Insurance.

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Monday, January 2, 2023

Can a Home Insurance Company Raise Rates After a Claim?

You have home insurance for a reason. You know that it is there to help you if you need to file a claim. But, will filing that claim cause your insurance rates to rise? This is a common concern.   In some cases, the answer is yes. In others, there is no need to worry. READ MORE >>

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Wednesday, August 31, 2022

Basic Ways to Save Money on Home Insurance

Many homeowners look at their home insurance policy’s premiums going up and grow frustrated. They immediately look for a new insurance provider but end up facing the same problem of rising premiums.  Thankfully, there are surprisingly easy ways to save money on home insurance that don’t include switching insurance providers. READ MORE >>

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Wednesday, July 13, 2022

Basic Security Steps For Your Home

We treasure our belongings, property and sense of security. At times though, an event may come along that threatens our sense of safety. Theft, vandalism and burglary are all very unsettling occurrences. They might lead to monetary losses, damages or expensive home insurance claims. READ MORE >>

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Friday, June 3, 2022

Why Homeowners May Need an Umbrella Insurance Policy

What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for a claim. READ MORE >>

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Monday, March 28, 2022

Before You Add Solar Panels, Consider Your Home Insurance Policy

The cost of solar power is significantly lower than it has been. Adding solar can reduce your energy costs. It can also help the planet. Yet, this is a significant investment in your home. It can also make your home more valuable. How can that influence your insurance costs?  READ MORE >>

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Wednesday, October 20, 2021

Do I Need Endorsements on My Home Insurance Policy?

Your home is an important staple and your life, which is why it is so important to keep it—and everything in it—protected with the right home insurance policy. Unfortunately, not all home insurance policies are created equal, and many homeowners end up paying too much for policies that aren’t tailored to fit their home. READ MORE >>

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Friday, December 13, 2019

Home Insurance for Generation X

Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. READ MORE >>

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Wednesday, October 30, 2019

Paying Your Home Insurance Premium Monthly vs. Annually

The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>

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Friday, July 5, 2019

The Added Value and Liability of Aging in Place

Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. READ MORE >>

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Wednesday, April 24, 2019

Live in a Low-Lying Area, You Might Need Flood Insurance

El Paso isn’t close to the Atlantic Ocean. It doesn’t lie in a particularly flat area, either. However, just because you might not think the terrain is high-risk, there is still a flood threat in the area. So, if you plan to buy a home, you might find out you need flood insurance? Why is this? READ MORE >>

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