Pan American Insurance Blog: homeowners
View the latest blog posts from Pan American Insurance.
Wednesday, April 14, 2021If you are making any changes to your home, it is important to make sure your home insurance policy reflects that change. Home insurance is calculated partially based on your home’s total replacement cost value. This total replacement cost value is how much it would cost to completely rebuild your home after a disaster. READ MORE >>
Wednesday, February 26, 2020It’s no secret that homeowners insurance rates can go up right beneath your nose without warning. If your insurance rates are higher than you’d like them to be, Pan American Insurance can help you get a lower price. Why Do Home Insurance Rates Go Up? READ MORE >>
Friday, December 13, 2019 Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. READ MORE >>
Wednesday, October 30, 2019The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>
Friday, July 5, 2019Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. READ MORE >>
Monday, November 13, 2017Home insurance helps cover your financial obligations in situations where accidental or unavoidable damages occur. The policy aims to reduce the impact on your well-being when an accident or disaster occurs. Home air conditioners and furnaces rarely fit in this qualification. READ MORE >>
Friday, June 16, 2017The refrigerator stops working. Your home’s heating and cooling system needs a significant repair. These are large appliances within any home. When they break down, it can be worrisome to consider the cost. Home insurance provides coverage for many risk factors. Coverage for appliances differs from one situation to the next. READ MORE >>
Tuesday, January 24, 2017If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. READ MORE >>
Tuesday, October 18, 2016Most people in law enforcement will tell you that light and sound are great ways to frustrate a possible burglar. But if you are like some of us, you don't want bright lights on all the time outside your home. You like to look outside your window or patio doors and see the stars and the moon. READ MORE >>
Monday, March 21, 2016Is upgrading your home's electrical system on your to-do list? Many of today's homeowners are considering such upgrades because they want to ensure the home is as energy efficient as possible. Some are converting to solar power or even geothermal power. READ MORE >>
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