{"id":988,"date":"2019-05-13T20:40:00","date_gmt":"2019-05-14T01:40:00","guid":{"rendered":"http:\/\/panamsaves.three.zysites.com\/2019\/05\/13\/why-you-have-to-get-the-minimum-texas-sr-22\/"},"modified":"2023-09-05T14:39:50","modified_gmt":"2023-09-05T19:39:50","slug":"why-you-have-to-get-the-minimum-texas-sr-22","status":"publish","type":"post","link":"https:\/\/www.panamsaves.com\/es\/blog\/why-you-have-to-get-the-minimum-texas-sr-22\/","title":{"rendered":"Why You Have to Get the Minimum Texas SR-22"},"content":{"rendered":"

\"TrafficAll drivers present varying levels of risk when they get behind the wheel. However, some present more than others.  <\/span>Most people carry car insurance<\/a> to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. As a result, the State of Texas has a legal way of forcing high risk drivers to carry coverage. It is the Texas SR-22 penalty. Why might you face this punishment from the state?<\/p>\n

If you face this penalty, it doesn’t mean you just have to get car insurance. It means you also have to present proof of it and maintain it. That’s a heavier burden that the state places on others.<\/span><\/p>\n

Texas At-Fault Laws<\/strong><\/span><\/p>\n

Texas is an at-fault insurance state. That means that if a driver is responsible for a wreck or other accident, then they have to cover the damage costs. It makes sense that you would have to pay for your own losses. Still, at-fault rules also require you to cover the damage you cause <\/span>others <\/em>in the wreck you cause.<\/span><\/p>\n

To ensure drivers take responsibility for the accidents they cause, the state requires you to present proof of financial responsibility. Most people do that by getting car insurance. More specifically, they get auto liability insurance. Liability insurance applies to the damage you might cause to others. Texas requires drivers to carry:<\/span><\/p>\n