junio 29, 2021
AgencyAre You Prepared? – Floods
Flooding can be caused by a variety of different things, including excessive rain, snowmelt, and waterway overflow. In addition to there being different causes of flooding, there are different types, which include flash floods, overland flooding and general flooding. Be aware of flood hazards no matter where you live or work, but especially if you […]
junio 17, 2021
AgencyImproving Your Motorcycle Habits
Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do. If you receive charges while on your motorcycle, those will show up driving record. The more rules you break, […]
mayo 26, 2021
AgencySecure Parking Facilities
Whether an organization owns a parking structure or provides parking facilities to employees through a third party, there are associated risks. In addition to slips and falls, parking structure users are vulnerable to auto accidents, theft, harassment and assault. Parking lots and structures typically have lax security, making protection difficult. Thankfully, numerous measures can lessen […]
mayo 24, 2021
AgencyDoes Credit Affect Renters Insurance?
Moving into a new apartment can be nerve wracking. It’s notoriously expensive, and there are a lot of things to straighten out before you are approved for a lease. One of the several factors that affect your likelihood of getting an apartment is your credit. What some people don’t know is that credit also affects […]
abril 20, 2021
AgencyWhat Should I Do if My Car is Stolen?
The idea of someone stealing your car is worrying at best. It is your form of transportation to work, school, etc. and you often have important items inside your vehicle such as your wallet and proof of insurance. If your vehicle is stolen, it is crucial to know what to do and what steps to […]
abril 14, 2021
AgencyUpdate Your Home Insurance for Major Home Improvements
If you are making any changes to your home, it is important to make sure your home insurance policy reflects that change. Home insurance is calculated partially based on your home’s total replacement cost value. This total replacement cost value is how much it would cost to completely rebuild your home after a disaster. When […]
junio 24, 2020
AgencyWho is Covered Under Car Insurance After an Accident?
Accidents are scary at best. They can shake your tense of comfort, not to mention leading to injuries for you and your passengers. Car insurance is designed to take on some of the financial burden of a car accident so you can focus on getting back on your feet. It’s important, then, to make sure […]
mayo 12, 2020
AgencyDoes Commercial Property Insurance Cover Foundations?
Commercial property insurance provides coverage for business property from a range of dangers, such as fire, wind, hail, theft and vandalism. As with most policies, however, commercial property insurance has its limits. There are some incidents and items that are not covered—including a building’s foundation. A building’s foundation and suffer a lot of damage due […]
marzo 25, 2020
AgencyWhy is Car Insurance so Expensive?
On average, car insurance costs $1,457 a year in the U.S, which is about $121 a month. New drivers may think that car insurance is simply expensive no matter what, but this isn’t the case. There are many factors that go into calculating the cost of your car insurance. In general, insurance companies analyze the […]
marzo 25, 2020
AgencyWho is Not Eligible for a Business Owners Policy?
When you’re looking for commercial insurance for your business, you’ll come across insurance agencies offering several different packages. These packages are designed to bundle commercial insurance for a cheaper rate than purchasing individual policies. One of these packages is a business owners policy, or a BOP. A BOP combines property coverage and general liability. This […]