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Pan American Insurance Blog

View the latest blog posts from Pan American Insurance.

All small business owners need insurance, and most of them get their essential coverage through a business owners policy, also called a BOP. Within the BOP will likely come liability insurance, sometimes called commercial general liability policy. READ MORE >>

If your motorcycle gets damaged, then you can expect to have to make repairs. It’s likely going to cost you money to do so, and you might want your motorcycle insurance to help you pay for it. If the bike is a total loss, then you can expect the problem to be a bit more complicated to you. READ MORE >>

There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>

Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. READ MORE >>

Working doesn’t mean you sit behind a desk all day in one spot. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>

Are you planning to retire in the next few years? It is a big step to take, that’s for sure. But, retirement also opens up a whole new chapter of your life. All the same, a new chapter means making some changes to your life. That also means reexamining your financial assets and your insurance coverage, including your car insurance. READ MORE >>

You want every boating excursion you take to be safe and fun. However, you can never guarantee that problems will not occur. Accidents or other mishaps might occur, and when they do, they might damage your vessel or someone else’s. Worse still, they might hurt you, your passengers or other boaters. READ MORE >>

All drivers present varying levels of risk when they get behind the wheel. However, some present more than others.  Most people carry car insurance to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. READ MORE >>

El Paso isn’t close to the Atlantic Ocean. It doesn’t lie in a particularly flat area, either. However, just because you might not think the terrain is high-risk, there is still a flood threat in the area. So, if you plan to buy a home, you might find out you need flood insurance? Why is this? READ MORE >>

Landscaping is as important as construction when it comes to ensuring a property’s integrity. If you don’t do it right, you could compromise the structure you seek to beautify instead. However, even as low-risk as beautification might seem, it still can be risky from time to time. READ MORE >>

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