Non-Standard Auto Insurance in El Paso, 0
What Is Non-Standard Auto Insurance?
Non-standard auto insurance, designed for drivers who face difficulties obtaining standard insurance, provides essential coverage while addressing unique circumstances. This type of insurance often caters to drivers with high-risk profiles.
Contact Pan American Insurance, with locations across Texas, for a personalized nonstandard insurance quote.
What Does Non-Standard Auto Insurance Cover?
Non standard car insurance companies typically provide the same access to policies and endorsements you would choose from with standard auto insurance. Texas drivers must maintain minimum amounts of auto liability insurance, which may help cover third-party accident-related injury and property damage claims.
If you lease or finance your vehicle, the lienholder may require full coverage auto insurance, which may include comprehensive, collision, uninsured/underinsured motorist and guaranteed asset protection (GAP) coverage.
How Does Non-Standard Car Insurance Work?
Non-standard auto insurance works similarly to standard policies but is specifically tailored for high-risk drivers. Non-standard car insurance companies assess risk differently, often accommodating drivers who may not qualify for standard insurance for various reasons.
What is the Difference Between Standard and Non-Standard Car Insurance?
The primary difference between standard and non-standard car insurance lies in the risk profile of the drivers they cater to and the corresponding premium rates.
While both standard and nonstandard insurance provide essential coverages, non-standard policies might have more limitations or higher deductibles.
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Contact Pan American Insurance today for a non standard auto insurance quote.