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June 14, 2023
Agency

How Much Liability Insurance is in a Business Owners Policy?

Any small business in a low risk industry should consider a business owners policy (BOP) when it comes to insurance. This type of policy includes various types of insurance coverages built specifically for small businesses in low risk industries, including liability insurance.  Liability insurance protects you, your employees and your business as a whole from […]
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June 2, 2023
Agency

What Does Commercial Liability Insurance Cover?

Every business owner knows that there are insurance policies designed to protect a business’s physical property from theft or severe weather damage. But what about injuries or damages suffered by third parties as a direct result of a business’s actions? Commercial liability insurance is designed to cover similar events, plus more. This coverage is primarily […]
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May 12, 2023
Agency

3 Ways to Reduce Renters Insurance Rates

Renters insurance provides you with financial protection. It is generally an inexpensive way to gain protection of your contents and to reduce liability costs if you are sued. Nevertheless, there are several steps you can take to reduce how much you spend on this insurance. If you are a renter or considering becoming one, don’t […]
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May 12, 2023
Agency

4 Ways to Save on Renters Insurance

You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. It’s up to […]
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May 10, 2023
Agency

How to Protect Your Business Through Insurance

When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks.  Even though you want to, you can’t protect your business from every mistake that creates a liability; however, […]
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May 10, 2023
Agency

Do You Need Flood Insurance?

Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance?  Certain areas of the country lie within flood zones, which translates to a high risk of flooding. But just […]
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April 24, 2023
Agency

6 Ideas for Improving Workplace Safety

Maintaining a safe workplace is a crucial part of running a successful business. Keeping your staff safe should be of paramount importance because without them, your business probably would’ve failed long ago. But we all know that sometimes accidents just happen. Workers compensation insurance is designed to protect your employees in those cases.   In addition […]
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April 19, 2023
Agency

A Guide to Home Insurance for New Home Buyers

Buying a new home can be an exciting yet terrifying adventure. A home is a huge investment and there are many different aspects to consider, like the neighborhood, the house itself and the insurance. The insurance is possibly the most confusing part of the process and it’s easy to get frustrated and just sign up […]
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April 19, 2023
Agency

A Guide to Home Insurance for New Home Buyers

Buying a new home can be an exciting yet terrifying adventure. A home is a huge investment and there are many different aspects to consider, like the neighborhood, the house itself and the insurance. The insurance is possibly the most confusing part of the process and it’s easy to get frustrated and just sign up […]
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April 14, 2023
Agency

Things to Remember When Comparing Auto Insurance Rates

It’s only natural for every driver to want to pay as affordable a price as possible for their car insurance. However, there are many factors at play that can influence how much you might pay for your plan. In the end, your auto insurance premiums are unique to you, and they represent the level of […]
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