May 30, 2024
AgencyThe Importance of Bobtail Insurance for Commercial Truckers
A workplace’s commercial auto insurance can protect truckers when they’re on the job, but what about after cargo is delivered? In such cases, other insurance may be needed. Bobtail insurance is a specific type of auto liability insurance designed to protect commercial truck drivers when they are not under dispatch. The phrase “not under dispatch” […]
April 25, 2024
AgencyHow Changes in Your Trucking Operations Can Affect Your Insurance Needs
As the trucking industry evolves, so do the needs and risks associated with it. Changes in your trucking operations—fleet expansion, diversification of services or modifications in routes and cargo—typically trigger the need for an insurance review. Fleet Expansion or Reduction Expanding your fleet means more vehicles on the road, which increases your risk exposure. More […]
September 1, 2023
AgencyUnderstanding Flood Insurance Costs
Floods can cause devastating damage to your property and finances. These natural disasters are among the most costly to affect U.S. property owners. Furthermore, floods may occur anywhere, as evidenced by the recent torrential conditions brought by Hurricane Hilary throughout much of the southwestern United States. Given the prevalence and potential severity of floods, property […]
August 21, 2023
AgencyWhat Questions Should You Ask About Car Insurance?
Buying car insurance can be difficult, especially for new drivers. Before speaking with an insurance agent, it can help to have a list of questions prepared so you know what to ask and what answers you seek. What Coverage Do You Offer? This is a basic but important question to ask of potential insurers. All […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
June 28, 2023
AgencySwimming Pool Safety Tips
With the heat of summer quickly approaching, people are starting to open their backyard pools. While these provide a wonderful place to cool off and relax on a hot day, they also come with a level of risk. If you have a pool in your backyard, here are some things to keep in mind. A […]
June 2, 2023
AgencyWhat Does Commercial Liability Insurance Cover?
Every business owner knows that there are insurance policies designed to protect a business’s physical property from theft or severe weather damage. But what about injuries or damages suffered by third parties as a direct result of a business’s actions? Commercial liability insurance is designed to cover similar events, plus more. This coverage is primarily […]
May 12, 2023
Agency3 Ways to Reduce Renters Insurance Rates
Renters insurance provides you with financial protection. It is generally an inexpensive way to gain protection of your contents and to reduce liability costs if you are sued. Nevertheless, there are several steps you can take to reduce how much you spend on this insurance. If you are a renter or considering becoming one, don’t […]
May 12, 2023
Agency4 Ways to Save on Renters Insurance
You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. It’s up to […]
May 10, 2023
AgencyHow to Protect Your Business Through Insurance
When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. Even though you want to, you can’t protect your business from every mistake that creates a liability; however, […]