November 15, 2019
AgencyWill BOP Cover a Data Breach?
A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. One of […]
August 13, 2019
AgencyUnderstanding Cash Value Motorcycle Insurance
If your motorcycle gets damaged, then you can expect to have to make repairs. It’s likely going to cost you money to do so, and you might want your motorcycle insurance to help you pay for it. If the bike is a total loss, then you can expect the problem to be a bit more […]
May 28, 2019
AgencyMedical Payments Protection for Boaters
You want every boating excursion you take to be safe and fun. However, you can never guarantee that problems will not occur. Accidents or other mishaps might occur, and when they do, they might damage your vessel or someone else’s. Worse still, they might hurt you, your passengers or other boaters. What can you do […]
May 13, 2019
AgencyWhy You Have to Get the Minimum Texas SR-22
All drivers present varying levels of risk when they get behind the wheel. However, some present more than others. Most people carry car insurance to help protect themselves and others from the ramifications that these risks might trigger. Still, it is doubly important that the highest-risk drivers carry this coverage. As a result, the State […]
December 22, 2017
AgencyHow Does Renters Insurance Impact Co-leasing?
Investing in renters insurance is always important for those who live in a shared space they do not own. Co-leasing is a common way to reduce some of the costs of living in an apartment or condo. In this situation, two or more people share the same space. Some property management companies allow this. Others […]
November 14, 2017
AgencyDoes Home Insurance Cover AC and Furnace Repair?
Home insurance helps cover your financial obligations in situations where accidental or unavoidable damages occur. The policy aims to reduce the impact on your well-being when an accident or disaster occurs. Home air conditioners and furnaces rarely fit in this qualification. It is important for homeowners to maintain these systems, though. Normal Wear and Tear […]
October 24, 2017
AgencySteps to Recovering After a Flood at Your Business
Floods are very damaging to business structures. The water often creates a significant amount of damage to the structure itself. It can require mold remediation. After a storm, you may need help recovering from flooding. In some cases, your business insurance may help. Take some time to consider what to do after an event. Assess […]
September 13, 2017
AgencyCommon Factors That Impact the Cost of Auto Insurance
Many different factors play a part in determining auto insurance rates. The most obvious factor is the level of coverage a driver desires. Those who desire extensive auto insurance coverage might pay a higher monthly premium. Those who desire low monthly premiums may likely have a comparably high deductible. Yet, these are not the only […]
August 9, 2017
Agency4 Questions to Ask About Your Commercial Auto Insurance
As a business owner, you rely on employees to do business using your vehicle fleet. Whether they remain in town or travel long distances, auto insurance can protect them and your vehicles. However, purchasing auto insurance can be tricky. You may not know what questions to ask about commercial auto insurance. If you ask the […]
July 14, 2017
AgencyLiability Risks in Your Personal Belongings
Most renters insurance policies protect you from liability risks. Liabilities are damages that you or your property may cause to others or their property. Policies usually make allowances for certain liability damages that occur on your rental property. They come with dollar limits on how much coverage they will provide following a liability incident. Whenever […]