Blog

February 11, 2014
Agency

Heating Device Safety Tips for Homeowners

It can be very expensive to heat a home with built-in utilities and people often turn to alternate sources of heat during the cold winter months. Because of this, the number of home fires increases from December through February, mainly due to portable space heaters. Try the following safety tips for using heating devices this […]
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February 4, 2014
Agency

What Are the Benefits of Forming an LLC?

A limited liability company, commonly known as an LLC, is a form of business that protects its owners, members and itself from certain legal liabilities. It’s like a compromise between a partnership and a corporation in the sense that it possesses a pass-through tax status like a partnership, yet offers limited-liability protection like a corporation. […]
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January 30, 2014
Agency

TX Court Rules with Contractor in Contractual Liab. Exclusion Dispute

The Texas Supreme Court issued a key ruling Friday that should boost consumer confidence in the liability insurance coverage that builders and general contractors carry. Writing for the court, Justice Phil Johnson denied an insurance company’s attempt to avoid paying a claim based on language found in most commercial general liability insurance policies. The court’s […]
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January 10, 2014
Agency

3 Tips to Save on Auto Insurance

Insurers calculate your auto insurance premium after considering hundreds of factors based on their records of claims histories. Your age, gender and the type of car you drive all affect what you’ll pay for coverage. By changing some of these factors, you can earn savings and discounts on your monthly premium. Here are three tips […]
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January 2, 2014
Agency

How to Detail Your Car at Home

Getting your car professionally detailed can be extremely costly. Luckily, this process is easy to complete at home for a fraction of the price. This guide will walk you through a DIY car detail, which can be completed in a couple of hours. Car Interior Use a can of compressed air (found at computer or […]
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December 13, 2013
Agency

Protecting Your Business’ Assets

Businesses possess many assets, spanning from buildings and furniture all the way to quality employees and profits. These assets are likely to effect the success of a business and therefore, they should be protected. Luckily there are many forms of business insurance to offer specialized protection to match the needs of your industry. At its […]
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December 6, 2013
Agency

Is it Time to Switch Home Insurance Providers?

It’s easy to become a creature of habit and simply renew your homeowners insurance policy when you receive a notice, but you could be doing yourself a disservice. There’s a good chance you could be saving money with a different insurance company. The notion of savings is worth investigating, but what exactly may prompt you […]
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December 2, 2013
Agency

Preparing Your Retail Business for Holiday Shopping

Holiday shopping can be a double-edged sword for retailers; the shopping frenzy can result in huge profits, but it takes a lot of extra effort and resources to prepare for the skyrocketing demand for sales. Most shoppers are looking for unbeatable deals on electronics, appliances and media, so if your store sells greeting cards or […]
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November 22, 2013
Agency

Insuring Small Business-Owned Vehicles

Many small business have double-use cars, meaning that these vehicles are used for both personal and work-related driving. A one-woman caterer may use her personal car to deliver food to events. A contractor may use his personal truck to haul tools to work sites. A tailor may use his personal car to pick up supplies […]
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November 7, 2013
Agency

How to Make an Emergency Kit for Your Car

Every car should be stocked with emergency supplies that can be used to get yourself out of various sticky situations. These kits can be store bought, but commercial kits often lack essential or quality items. It’s recommended that you make your own kit or add additional items to a store bought starter kit. Why should […]
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