If you have lived in an apartment for any amount of time, you probably already know that they are more susceptible to burglaries than houses. There are many reasons that burglars choose apartments over homes in suburban neighborhoods. However, aside from purchasing renters insurance, there are a lot of steps you can take as well to protect yourself.
Why are Apartments More Susceptible to Break-Ins?
Apartments offer several advantages for savvy thieves. They actually hit apartments almost twice as often as homes. First and foremost, apartment homes usually have very little security. Tenants rarely invest in security measures for a non-permanent living situation. A burglar walking through an apartment usually blends in a lot better than a thief walking through a neighborhood. Studies show that the majority of burglaries happen during the day when people are normally away at work. For that reason, apartment complexes make it easier for a burglar to easily strike more than one home at once.
Steps to Protect Your Home
Let’s face it, even if it is small and hundreds of people have lived in this space before you, it is still your home. You need to take not only the appropriate measures, but extra measures to keep it safe. Does your back door have a window that a thief could easily open? Is your bathroom window left unlocked? Is your front door easy to open without a key? Taking the proper security measures like a mobile alarm system, cameras, or extra locks could go a long way.
Becoming familiar with your neighbors is a great step to take as well. If your neighbors know exactly who you are and who lives with you, they will be able to spot someone out of place lurking around your place. The same goes for them. Knowing your surroundings and who lives in your building will help you keep an eye out for anyone suspicious. You can also research your neighborhood and find out what the crime situation looks like before moving in.
Renters Insurance Covers Break-Ins and Theft
The great thing about renters insurance is the amount of coverage it gives you for such a great price. Most policies have a premium that ranges around $20 and covers the same disasters and misfortunes that homeowners insurance would cover. If an unfortunate event does happen, your belongings would be covered by renters insurance.
Contact Us Today
If you would like to take advantage of low-cost renters insurance to protect your home, contact us today. One of our agents would be happy to answer any of your questions and help you find the policy that is right for you.