June 29, 2025
AgencyWhat Happens if I’m in an Accident With an Uninsured Driver in Texas?
Car accidents can be traumatic events that may have lasting implications for you, your well-being and your financial interests. These situations can be especially upsetting if you were not even at fault for the accident, but you may still face expensive fiscal repercussions due to the responsible party’s lack of preparedness. That’s why Pan American […]
May 29, 2025
AgencyWhat Should You Do If a Tree Falls on Your Car?
A tree falling on your car isn’t something most people expect, but it can happen with little warning. In Anthony, TX, where wind, drought or summer monsoons can weaken trees, these situations are possible. If they do happen, it helps to know how your auto insurance fits into the picture. Immediate Steps to Take Start […]
April 25, 2025
AgencyWhat Happens If You Get in an Accident Without Insurance in Texas?
Navigating the aftermath of a car accident can be a complex and stressful experience. Understanding the potential consequences and legal implications is crucial for anyone driving in Texas. Legal and Financial Consequences If you are involved in an accident and do not have insurance, you may face several legal and financial repercussions. You could be […]
February 25, 2025
AgencyTop Factors That Affect the Cost of Commercial Trucking Insurance
Commercial trucking insurance is critical for anyone in the trucking industry, providing essential financial protection against various risks. However, the cost of this insurance can vary widely based on several factors. Driver Experience and Record One of the most significant factors influencing the cost of commercial trucking insurance is the experience and driving record of […]
January 30, 2025
AgencyHow to Insure a Leased Vehicle
Leasing a vehicle offers many benefits, including potentially lower monthly payments compared to ownership and the ability to drive a new car every few years. However, insuring a leased vehicle involves some unique considerations compared to insuring a car you own outright. Lease Requirements When you lease a vehicle, the leasing company retains ownership, which […]
October 22, 2024
panaminsDifferences Between Non-Standard and Standard Auto Insurance
When it comes to auto insurance, understanding the differences between non-standard and standard policies can help you make an informed decision. Both types of insurance serve the same fundamental purpose—providing financial protection in the event of an accident—but they cater to different types of drivers and circumstances. Standard Auto Insurance Standard auto insurance is designed […]
August 22, 2024
AgencyMexico Travel Insurance Basics
Traveling to Mexico can present rewarding and memorable experiences. However, regardless of your exact destination or how seasoned you are as a traveler, accidents and other mishaps can occur. With this in mind, you and other members of your party should take time to assess risks and exposures and secure appropriate loss control measures, such […]
June 28, 2024
AgencyAuto Insurance for International Travel: Temporary Coverage Options
Traveling internationally can be an exciting adventure, but these journeys also often come with risks and challenges. When planning to traverse your destination in a car, one potential hurdle that should not be taken lightly is ensuring you have adequate auto insurance coverage. At , we are committed to guiding you through securing appropriate auto […]
May 30, 2024
AgencyThe Importance of Bobtail Insurance for Commercial Truckers
A workplace’s commercial auto insurance can protect truckers when they’re on the job, but what about after cargo is delivered? In such cases, other insurance may be needed. Bobtail insurance is a specific type of auto liability insurance designed to protect commercial truck drivers when they are not under dispatch. The phrase “not under dispatch” […]
April 25, 2024
AgencyHow Changes in Your Trucking Operations Can Affect Your Insurance Needs
As the trucking industry evolves, so do the needs and risks associated with it. Changes in your trucking operations—fleet expansion, diversification of services or modifications in routes and cargo—typically trigger the need for an insurance review. Fleet Expansion or Reduction Expanding your fleet means more vehicles on the road, which increases your risk exposure. More […]