November 23, 2021
AgencyMisconceptions About Renters Insurance
Contrary to popular belief, renters insurance isn’t anything new. It’s been around for a while now and many tenants have it. Misconceptions about renters insurance still linger, and we would like to clear up some of the confusion. My property owner will cover me: You already pay rent to them, so to tenants it […]
November 2, 2021
Agency5 Types of Insurance You Should Have for Your Small Business
As a business owner, it is critically important to be fully and properly covered by insurance to protect your business and its assets. There are a lot of different types of business insurance policies to choose from but below are the five most essential. 1. General Liability Insurance General liability insurance protects your business if […]
October 20, 2021
AgencyDo I Need Endorsements on My Home Insurance Policy?
Your home is an important staple and your life, which is why it is so important to keep it—and everything in it—protected with the right home insurance policy. Unfortunately, not all home insurance policies are created equal, and many homeowners end up paying too much for policies that aren’t tailored to fit their home. There […]
October 6, 2021
AgencyThe Risks of Driving Without Insurance
If the police have ever pulled you over, they have likely asked for proof of auto insurance. However, if you didn’t have auto insurance, you might have found yourself in hot water. Driving without auto insurance is against the law for most drivers in most states. Therefore, getting coverage should be part of every driver’s […]
September 23, 2021
AgencyImproving Your Motorcycle Habits
Motorcyclists must follow high standards. Each state punishes reckless driving, particularly if the offender has previous citations on their record. Though you might feel tempted to burn rubber, prepare to face the consequences if you do. If you receive charges while on your motorcycle, those will show up driving record. The more rules you break, […]
September 2, 2021
AgencyUnderstanding Flood Insurance Exclusions
Flood insurance is an optional coverage designed to protect your home and belongings in case of a flood. You can often add this insurance to your home, renters or business insurance policy since floods are typically excluded from basic coverages. Unfortunately, even flood insurance won’t cover all water damage you may suffer. It is important […]
August 24, 2021
AgencyWhat Is A Surety Bond?
A surety bond refers to a contract formed between three parties. The three parties are the principal, the surety, and the obligee. The purpose of a surety bond is confirmation of the surety’s responsibility to ensure that the principal will behave in accordance with the bond’s terms. Read this article to learn more about surety […]
August 3, 2021
AgencyHow to Prepare for Your Trip to Mexico
Are you planning to travel to Mexico? The land south of the border shares common bonds with the United States. Cross-border travel remains an important bedrock of both countries’ economic development. Traveling in Mexico can provide Americans with one of a kind cultural experiences. But, to travel internationally, you have to make preparations to protect […]
July 21, 2021
AgencyWhat Kind of Insurance is Required for an RV?
As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: Bodily injury liability, which covers medical expenses and legal expenses related to injuries […]
July 15, 2021
AgencyFactors Affecting Your Trucking Insurance Costs
As a dump truck driver, you may haul anything from junk to the junk yard, to marketable commodities to construction sites and other properties. You have to protect your vehicle, the cargo, your business and yourself. That’s why you need trucking insurance. Even though you might think you haul something relatively inexpensive, that’s not the […]